Bid My Capital - Business Funding Made Easy

The Lender Auction System: Get Your Best Rate In 3 Hours

Take the 30 second assessment below & see how much you can get!

Fast, reliable funding in as little as 24 to 72 hours.

BBB A+ Rated Accredited BusinessSecure GlobalSign by GMOGoogle Reviews 5.0 Stars100% Satisfaction Guaranteed

What type of business are you looking to fund?

Select the category that best describes your business.

Retail / Ecommerce
Restaurant / Hospitality
Construction / Trade
Professional Services
Transport / Logistics
Other
Clock

How long has your business been operating?

This helps us match you with the right funding options.

Less than 6 months
6–12 months
1–2 years
2–5 years
5+ years
Revenue

What is your average monthly revenue over the last 3 months?

An estimate is fine — we'll verify details later.

Under $10,000
$10,000–$25,000
$25,000–$50,000
$50,000–$100,000
$100,000+
Dollar

How much capital are you looking to access?

Choose the range that best fits your needs.

$5,000–$20,000
$20,000–$50,000
$50,000–$100,000
$100,000–$250,000
$250,000+
Target

What will you primarily use the funds for?

Select the main purpose for your funding.

Payroll / Staffing
Inventory / Stock
Equipment
Marketing / Growth
Cash flow gap
Other
Bank

Do you have a dedicated business bank account?

Most funding options require a separate business account.

Yes
No
Deposits

How many individual deposits does your business bank account receive per month on average?

This helps us understand your cash flow activity.

1–5
6–15
16–30
30+
Debt

Does your business currently have any active loans, lines of credit, or merchant cash advances?

This won't disqualify you — it helps us find the best fit.

No, we're debt-free
Yes, one position
Yes, multiple positions (stacked)
Shield

Has your business had any defaults, charge-offs, or NSFs in the last 12 months?

Be honest — many programs can still work with you.

No
Yes, one or two
Yes, several
User

What is your personal credit score range?

An approximate range is fine. This is not a hard credit pull.

Below 500
500–550
550–600
600–650
650+
Not sure
Globe

Is your business registered in the US?

This determines which funding programs are available to you.

Yes, US-registered with US owner
Yes, US-registered but foreign-owned
No
Calendar

When do you need access to funds?

Urgency helps us prioritize your application.

ASAP (within 48 hours)
Within 1–2 weeks
Within 30 days
Just researching for now
Send

Last step — where should we send your funding options?

We'll match you with lenders and reach out with your best options. No obligation.

ShieldYour information is encrypted and never shared without your consent.
Success

You're All Set!

We've received your information and are matching you with the best funding options. A specialist will be in touch shortly.

What happens next

SearchWe review your profile against 50+ lenders
PhoneA funding advisor calls you within 1 business day
FastGet funded in as little as 24–48 hours

"I needed capital fast to cover a bulk inventory purchase. Filled out the form in under a minute and had three offers by the next morning. Funded in 36 hours — no hassle, no runaround."

Marcus T.
Marcus T.E-commerce Store Owner, TXFundedFunded $85,000

"My credit score wasn't great and I'd been turned down by two banks. BidMyCapital matched me with a lender who actually understood my business. Got $50K to hire staff and we've doubled revenue since."

Jennifer K.
Jennifer K.Marketing Agency Owner, FLFundedFunded $50,000

"We needed equipment financing for our second location. The lender auction concept is genius — lenders competed for our business and we got a rate way lower than expected. Whole process took 3 days."

Carlos R.
Carlos R.Restaurant Owner, CAFundedFunded $120,000

Trusted Lending Partners & Networks

OnDeckKabbageBlueVineFundboxLendioSmartBiz

$2.4B+

Total Funded

10,000+

Businesses Served

50+

Lender Partners

24hrs

Avg. Funding Speed